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Build Your Business on the Best Broker Platform in Texas.

Keep More. Close More.

Flat-fee comp. 80+ lenders. Done-for-you marketing. Built for loan officers ready to scale.

Are You Losing Deals Because of Your Current Platform?

If you’ve ever felt limited by pricing, product options, or corporate structure, you’re not alone. Many loan officers reach a point where they realize the platform they’re on is holding them back—not their ability.​ Hear directly from one of our loan officers who made the transition from retail to the broker side, and what it’s done for his business.

Current Annual Production
Are you currently licensed as a loan officer?
Yes
No

Why Top Loan Officers Are Making the Switch?

We built Matador Lending for one reason: to give entrepreneurial loan officers the pricing power, product access, and business support they've always wanted — without the red tape. Here's what that looks like in practice.

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Flat-Fee Compensation

Keep 100% of Your Commission Minus a Flat Fee — Not a Cut of Every Deal

At Matador, you work under a transparent flat-fee model. No tiered splits. No manager overrides eating into your income. You know exactly what you keep on every single loan. Whether you close $2M or $20M in a month, your per-loan fee never changes.

Pricing Power & Product Access

Win More Deals with 80+ Wholesale
Lenders + In-House Correspondent Pricing

When the big retail shops are quoting 7.25%, you can often close at 6.875% because of our correspondent lending access and wholesale network. Pair that with 80+ lender relationships — including Non-QM, DSCR, hard money, and commercial — and you'll never have to say no to a deal again.

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Done-For-You Marketing

We Handle the Marketing So You Can Focus on Closing

Our in-house marketing team creates custom graphics, social media content, video reels, and email campaigns — all branded to you. You get a dedicated LO website, co-branded listing flyers, and a social media content calendar every month. Your personal brand grows while you work your pipeline.

Technology & AI-Enabled Operations

Operate Smarter with AI-Powered Tools and a Best-in-Class LOS

We run on ARIVE, one of the most powerful broker LOS platforms available, paired with AI-enabled workflows that reduce your administrative load. From pre-approval to clear-to-close, our systems keep deals moving so you can stay in front of clients and referral partners.

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Hard Money & Commercial Opportunities

Earn on Every Deal — Including Hard Money and Commercial Loans

Most brokers leave money on the table when a deal doesn't fit conventional guidelines. At Matador, you can originate hard money loans and refer commercial deals through our in-house channels — adding new revenue streams without leaving our platform

Revenue Share Recruiting Model

Build a Team and Earn While You Sleep

Our revenue share model rewards you for bringing producing loan officers to the platform. Help a colleague escape a broken comp plan, and earn a percentage of their production — indefinitely. It's the closest thing to passive income in the mortgage industry.

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Houston Brand & Reputation

Leverage Houston's Top-Rated Mortgage Brand

Matador Lending is rated 5 stars on both Google and Zillow. Our relationships with top Realtors, builders, and investors across Houston give your pipeline a running start. When you tell a referral partner you're with Matador, they already know who we are.

Culture & Community

Entrepreneur-First Culture. Zero Corporate Nonsense.

We don't have middle managers. We don't have bureaucracy. We have producers who want to grow and a leadership team that stays out of their way — while providing every resource they need to succeed. Weekly collaboration, real accountability, and a culture where sales solveseverything.

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Hear From Loan Officer Who Made the Move

Real experiences. Real growth. Real results—shared by the people who’ve built their business at Matador.

Was it the right move?
Jason Bandoos Honest Answer

Jason opens up with raw honesty about the choices he made, the challenges he faced, and what he learned along the way — answering the question on everyone’s mind: Was it the right move?

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What We Stand For

These aren't poster-room platitudes. They're the principles that drive every decision we make as a company — and every opportunity we create for the loan officers on our platform.

Independent, Together

You run your own business. We run the infrastructure behind it. You get the best of both worlds.

Team Over Me

We share deals, intel, and referrals. Rising tides lift all boats here.

 

Sales Solves Everything

Production is the answer. We create the environment where serious producers thrive.

 

Get Uncomfortable

Growth happens outside your comfort zone. We challenge you to grow your volume, your team, and your brand.

 

For Originators, By Originators

Leadership at Matador has originated loans. We built this for us — and for you.

Frequently Asked Questions

What is Matador's compensation structure?

Matador operates on a 100% commission, flat-fee model. You keep all of your originator compensation minus a flat $1,000 administrative fee per closed loan. There are no tiered splits, no branch manager overrides, and no monthly desk fees. Your income scales directly with your production.

Start Your Journey to a Rewarding Career with Us

If you’re interested in learning more about the Matador Family, we encourage you to review our openings below. Join us and be part of a team that values hard work, collaboration, and excellence.

CURRENT OPENINGS

Be part of a team that helps individuals and families achieve their dream of homeownership, making a positive impact in your community. With clear career advancement opportunities, your growth potential at Matador Lending is unlimited.

COMP PACKAGE

Excellent commission rates,

competitive compensation package

FLEXIBILITY

Hybrid and Fully Remote

Positions Available

Senior Loan Officer

You will play a crucial role in helping our clients achieve their homeownership dreams by providing them with tailored mortgage solutions.

Loan Officer - Entry Level

You will play a crucial role in helping our clients achieve their homeownership dreams by providing them with tailored mortgage solutions.

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