Luxury Mortgages
Solutions for High-Value Homes
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Looking for the right mortgage solution for your high-value home?
Complete the quick form and let our team match you with the best loan options—whether it’s jumbo, bank statement, or DSCR. Fast, flexible, and built around your needs.
At Matador Lending, we specialize in luxury mortgage lending solutions for discerning buyers and investors. Whether you’re purchasing a high-end primary residence, vacation home, or investment property, we offer a suite of flexible mortgage products tailored to meet your unique financial profile — including jumbo loans, bank statement mortgages, and DSCR loans.
No Tax Returns Required
for Many Loan Types
If traditional income documentation is holding you back, you’re in the right place. With our Non-QM mortgage programs, we make luxury home financing easier:
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Jumbo Mortgage Loans
for High-Net-Worth Buyers
We offer jumbo mortgage loans above conforming loan limits to finance homes priced $750,000 and up — with loan amounts available up to $5 million+. These loans are ideal for:
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Buying luxury homes or estates
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Purchasing second homes or vacation properties
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Refinancing existing jumbo loans
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Tapping home equity through cash-out refinancing
Whether you’re buying in Houston, Austin, Dallas, The Woodlands, or along the Texas Gulf Coast, we have jumbo loan solutions to fit your needs.
Why Borrowers Choose Matador Lending for
Luxury Loans
✔️ Mortgage Brokers with Access to Dozens of Lenders – We shop the best rates and terms for you
✔️ Fast Pre-Approvals – Get pre-approved for a luxury home loan in 24–48 hours
✔️ Flexible Guidelines – We help self-employed and non-traditional borrowers qualify
✔️ Competitive Rates on Jumbo and Non-QM Loans
✔️ White-Glove Service from Application to Closing
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Who We Serve
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Self-employed buyers with high income but low taxable income
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Real estate investors seeking cash-flow-based loan approvals
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High-net-worth individuals using assets or alternative income strategies
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Professionals buying second homes, vacation homes, or investment properties
Serving All of Texas and Beyond
Matador Lending is based in Houston, TX and serves clients throughout the state of Texas, including Dallas, Austin, San Antonio, The Woodlands, and Galveston, with select programs available in other states as well.
Our team makes it easy to secure a luxury mortgage loan without the stress of traditional underwriting. Whether you’re purchasing or refinancing, our jumbo loan experts and non-QM specialists are here to help.