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We’ve been helping real estate investors with their fix-and-flip projects since 2008

Simple, Transparent 
Loans for Investors

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Do you have a fix-and-flip deal that needs short-term financing? We offer flexible hard money loans that make funding your deals in San Antonio, TX easy and straightforward. With flexible terms, loan amounts and options, we’re confident that we can help you get the right loan for your next investment property. Our loan officers have over 30 years combined experience helping homeowners and investors achieve their lending needs.

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Why We're One of San Antonio's Top Hard Money Lenders

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Our entire process is online — no paperwork, no fax machines. Upload your documents to an online dashboard and stay up-to-date along every step of the way. You can even use our rate calculator to learn your project costs upfront. No hidden fees, ever.

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Our dedicated team of loan experts are on call, ready to help, and will close your loan in as little as 48 hours upon full application completion. Matador Lending has Millions of dollars in capital ready to lend. If you and your project meets our qualifications, we can fund your deal in just a few days!

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We carefully analyze the entire San Antonio area and take a local approach to our pricing and terms. With our team, you can get your property purchase and rehab funds in one place: take out up to 90% of the home’s purchase price and 100% of the rehab costs.

What People Are Saying About Matador Lending

They are really good, professional and honest. Everything during the deal was transparent and no hiccups, surprises or hidden costs. Very smooth dealing. I would highly recommend them.

Manish J.

Frequently Asked Questions


What is a Hard Money Loan

While a traditional loan is typically used by owner-occupants and investors looking for long-term fixed debt, hard money loans are typically privately funded and intended for investment properties that need a short-term loan to rehab the property.


Once the property has completed rehab, the investor will typically sell it for a profit and pay off the hard money loan. In some cases, investors will also keep the property as a rental and refinance into long-term fixed rate debt in order to pay off the hard money loan.


Are There Any Credit Score Requirements?

There’s no minimum FICO score needed to qualify for our hard money loans.


What's The Maximum Loan Amount I Can Receive

Matador Lending offers short-term hard money loans from $30,000 to $2,000,000. Our loan-to-value goes up to 75% of the after repair value (ARV), or up to 95% of the loan-to-cost of your entire purchase plus rehab cost.


What Terms Do You Offer?

Terms typically range from 6-24 months.


Do You Offer Hard Money Loans In Other Cities in Texas?

Yes! We have customers all across Texas, including Austin, Houston, Dallas, and Fort Worth.


I've never flipped a house. Can I still get a hard money loan?

Everyone has to start somewhere! We work with property investors of all experience levels, provided they meet our minimum qualification criteria. The more experience you have, the better rates you get.


Can I Refinance and Keep The Property Instead of Selling It (Known as The BRRRR Method)?

Yes you can! Our team of loan experts have loan options for a post rehab refinance for all borrower scenarios, whether refinancing into your personal name with a conventional loan or into an entity (like an LLC). We also offer more creative qualifying income loan products like a DSCR (Debt Service Coverage Ratio) loan.

Get Your Hard Money Lending Needs Taken Care of Today